Finance
Mackie Motors is fully accredited by the Financial Services Authority (FSA). This means that our team members have proven themselves to be fully conversant, up to date, and knowledgeable in relevant areas of insurance products which are available at the time of purchase, or indeed during the time you own your car.
To complement this, we offer a complete suite of vehicle-related funding products. Many reputable lenders exist nowadays. Just open a newspaper and catch all the leaflets tumbling out! But most – if not all – are solely interested in tempting customers into consolidating numerous loans into one larger loan.
At Mackie Motors, we see our role – in tandem with our finance partners, Renault Financial Services (RFS) and Black Horse Motor Finance (part of Lloyds TSB Group) – as one where we can genuinely advise on your most suitable options for VEHICLE purchase. It’s our recommendation that, to allow customers a greater freedom of choice in future, their car is funded entirely separately, with a choice of appropriate protection insurance products made available at the time of purchase.
Our product range, for private individuals, include:
Along with:
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Payment Protection – to make your repayments in the event of accident, sickness, involuntary unemployment and death
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GAP (Guaranteed Asset Protection) – to ensure no financial shortfall if you’re vehicle is subsequently written off by your insurance company
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MOT Insurance – which will pay for repairs required for your vehicle to pass it’s next MOT
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Extended Warranty – which does what it says on the tin!! Give yourself additional comfort in the knowledge that the existing warranty on your vehicle can be extended for a further period of time
And for Business Users there are also the options of:
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*Terms and conditions apply for all products. Ask for written details. Mackie Motors (Brechin) Ltd is regulated by the FSA and is a Licenced Credit Broker |
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| Renault Clio Finance Example |
Cash Price |
£4,700 |
Deposit |
£100 |
Total Amount to be financed |
£4,600 |
First Payment |
£170 |
58 Payments |
£100 |
Final Payment |
£190 |
Total Amount Payable |
£6,260 |
12.8% APR |
Typical |
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| Vauxhall Corsa Finance Example |
Cash Price |
£5,900 |
Deposit |
£299 |
Total Amount to be financed |
£5,601 |
First Payment |
£170 |
58 Payments |
£119.87 |
Final Payment |
£209.87 |
Total Amount Payable |
£7631.33 |
11.7% APR |
Typical |
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| Ford Fiesta Finance Example |
Cash Price |
£5,995 |
Deposit |
£500 |
Total Amount to be financed |
£5495 |
First Payment |
£124.34 |
58 Payments |
£124.34 |
Final Payment |
£214.34 |
Total Amount Payable |
£8,050.40 |
14.4% APR |
Typical |
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| Nissan Note Finance Example |
Cash Price |
£8,695 |
Deposit |
£700 |
Total Amount to be financed |
£7,995 |
First Payment |
£173.51 |
58 Payments |
£173.51 |
Final Payment |
£263.51 |
Total Amount Payable |
£11,200.60 |
11.8% APR |
Typical |
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| Renault Megane Finance Example |
Cash Price |
£8,500 |
Deposit |
£500 |
Total Amount to be financed |
£8,000 |
First Payment |
£173.51 |
58 Payments |
£173.51 |
Final Payment |
£263.51 |
Total Amount Payable |
£11,000.60 |
11.8% APR |
Typical |
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| Volkswagen Polo Finance Example |
Cash Price |
£5,995 |
Deposit |
£100 |
Total Amount to be financed |
£5,895 |
First Payment |
£156.40 |
58 Payments |
£156.40 |
Final Payment |
£246.40 |
Total Amount Payable |
£9,574 |
13.8% APR |
Typical |
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Finance is subject to status. A guarantor may be required. Mackie Motors are licenced credit brokers. Written quotations are available on request. You must be at least 18 and a UK resident to apply for finance. All figures are correct at the time of publication, and include £170 Acceptance Fee and £90 Option Fee. Vehicles shown are to provide typical examples, and photographs are for illustration purposes only.
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